Insurance

Nationwide Insurance - Get a quote for your boat

Let Nationwide protect your fishing boat, sailboat, pontoon boat, ski surf boat or other recreational boat valued up to $350,000.

What does boat insurance cover?

Bodily injury liability. If you cause an accident with your boat and someone is injured, this coverage can help pay their medical bills and loss of income. 

Property damage liability. This coverage helps pay for damages to another person’s vehicle or property, if you cause an accident with your boat. Pollution liability coverage and wreckage removal are included.

Collision. Collision pays for damage to your boat, motor, trolling motor, trailer, and permanent and portable boating equipment if you’re in a covered accident with another boat or object.

Comprehensive. This coverage can help pay for damage to your boat, motor, trolling motor, trailer, and permanent and portable boating equipment from losses other than collision. This includes damage from fire, theft or storms.

Uninsured motorist. Helps pay for bodily injury damages if you or someone on your boat is injured in a covered accident with an uninsured or hit-and-run boater.

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Underinsured motorist Could pay for bodily injury damages if you or someone on your boat is injured in a covered accident with an underinsured boater.

Medical payments coverage. Med pay can help cover medical bills if you or others are injured while operating or occupying your boat.

Optional boat insurance coverages

On-water boat towing & labor. Covers towing expenses and other emergency services, up to selected limits, if your boat becomes disabled on the water.

Roadside Assistance for boats. May pay for on-site labor for your tow vehicle or boat trailer, or towing to the nearest qualified repair facility.

Fishing equipment insurance. Helps cover damage to fishing equipment while on an insured boat or while being carried on or off an insured boat.

Personal effects insurance. Potentially covers the replacement cost for loss or damage to your personal property while onboard, or while being carried on or off an insured boat.

Boat insurance packages. Save money on your insurance when you buy a boat insurance package. We have a wide-range of packages available for different types of boaters:

Weekenders. If you take gear onto your boat and remove it when you’re done, you can get coverage up to $1,000 for fishing equipment, $3,000 for personal effects and $500 for towing.

Overnighters. If you spend the weekend or take short boating trips, you can get coverage up to $2,500 for fishing equipment, $5,000 for personal effects and $2,500 for towing.

Light Tackle Anglers. If you own a bass boat or smaller fishing boat, you can get coverage up to $5,000 for fishing equipment, $2,000 for personal effects and $2,500 for towing.

Deep Water Pros. If you fish big waters, gulfs, bays and oceans, you can get coverage up to $10,000 for fishing equipment, $5,000 for personal effects and $2,500 for towing.

Get the boat insurance coverage you need Get a boat insurance quote and discover competitive rates on the coverage you need. Nationwide’s affordable policies help you keep your boat protected on the road and on the water. Before your next outing on the water, make sure you have the best coverage for your needs. Nationwide’s policies include comprehensive, liability and coverage options at affordable rates, so you can customize the protection you need for your boat and your passengers.


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